*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:#24313b;background:#f7f8f5;line-height:1.68;-webkit-font-smoothing:antialiased}a{color:#0a5a64;text-underline-offset:3px}a:hover{color:#0a434b}img{max-width:100%;height:auto;display:block}.container{width:min(1200px,calc(100% - 2rem));margin:auto}.skip-link{position:absolute;left:-999px}.skip-link:focus{left:1rem;top:1rem;background:#fff;padding:.7rem;z-index:1000}.topbar{background:#0f2b3b;color:#dfe9eb;font-size:.86rem}.topbar .container{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;padding:.45rem 0}.topbar a{color:#fff;font-weight:700}.site-header{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.94);border-bottom:1px solid rgba(16,42,67,.08);backdrop-filter:blur(16px);box-shadow:0 5px 24px 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#e0e7e9;border-radius:18px;padding:1.35rem;box-shadow:0 26px 70px rgba(16,42,67,.16)}.dropdown:hover .mega,.dropdown:focus-within .mega,.dropdown.open .mega{display:grid}.mega>div{padding:.25rem}.mega strong{display:block;color:#102a43;margin-bottom:.55rem;font-size:.95rem}.mega a{display:block;padding:.36rem 0;text-decoration:none;color:#44535e}.mega a:hover{color:#c85e2f}.hero{background:radial-gradient(circle at 80% 0,#edf7f5 0,transparent 34%),linear-gradient(135deg,#f8fbfa 0,#fff 56%,#fff4ec 100%);padding:5.4rem 0 4.8rem;overflow:hidden}.hero-grid{display:grid;grid-template-columns:minmax(0,1.02fr) minmax(0,.98fr);gap:3.2rem;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:.5rem;color:#c85e2f;background:#fff4ed;border:1px solid #f1d8c9;border-radius:999px;padding:.36rem .7rem;font-size:.78rem;font-weight:900;text-transform:uppercase;letter-spacing:.08em}.hero h1,.page-hero h1{color:#102a43;letter-spacing:-.045em;line-height:1.01;margin:.7rem 0 1rem}.hero 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ol{padding-left:1.25rem}.inline-media{margin:2.2rem 0;border-radius:18px;overflow:hidden;border:1px solid #e0e7e9;background:#fff;box-shadow:0 14px 36px rgba(16,42,67,.08)}.inline-media img{width:100%;aspect-ratio:16/9;object-fit:cover}.source-box{background:#eef7f2;border-left:4px solid #277a58;padding:1rem 1.1rem;border-radius:12px}.faq details{background:#fff;border:1px solid #e0e7e9;border-radius:14px;padding:1rem 1.1rem;margin:.7rem 0}.faq summary{font-weight:850;cursor:pointer;color:#102a43}.toc{background:#fff;border:1px solid #e0e7e9;border-radius:16px;padding:1rem 1.2rem;box-shadow:0 8px 24px rgba(16,42,67,.04)}.toc a{display:block;padding:.22rem 0}.zip-grid{display:flex;flex-wrap:wrap;gap:.55rem}.zip-grid span{background:#fff;border:1px solid #dce5e6;border-radius:999px;padding:.4rem .72rem;font-size:.88rem;box-shadow:0 4px 12px rgba(16,42,67,.035)}.author-box{display:grid;grid-template-columns:64px 1fr;gap:1rem;align-items:start;background:#f7efe8;border:1px solid #efdacb;border-radius:16px;padding:1.1rem}.author-avatar{width:64px;height:64px;border-radius:16px;background:linear-gradient(135deg,#102a43,#1f5669);color:#fff;display:grid;place-items:center;font-weight:900;font-size:1.1rem}.pill{display:inline-block;background:#edf4f5;color:#173d49;padding:.3rem .58rem;border-radius:999px;font-size:.78rem;font-weight:850}.related{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}.related a{display:block;text-decoration:none}.related img{width:100%;aspect-ratio:16/9;object-fit:cover;border-radius:12px;margin-bottom:.75rem}.footer{background:#0f2b3b;color:#d8e7ea;padding:3.5rem 0 1.4rem}.footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:1.25fr repeat(3,1fr);gap:1.7rem}.footer strong{color:#fff}.legal{border-top:1px solid #31526a;margin-top:2rem;padding-top:1rem;display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}.notice{background:#fff5e9;border:1px solid #ecd8be;padding:1rem;border-radius:14px}.contact-box{display:grid;gap:.7rem}.contact-box label{font-weight:850}.contact-box input,.contact-box textarea,.contact-box select{width:100%;padding:.9rem;border:1px solid #c8d4d7;border-radius:12px;font:inherit;background:#fff;outline:none}.contact-box input:focus,.contact-box textarea:focus,.contact-box select:focus{border-color:#0a5a64;box-shadow:0 0 0 3px rgba(10,90,100,.1)}.mobile-cta{display:none}.table-wrap{overflow:auto;border:1px solid #e0e7e9;border-radius:14px;background:#fff}.table{width:100%;border-collapse:collapse}.table th,.table td{padding:.85rem;border-bottom:1px solid #e0e7e9;text-align:left;vertical-align:top}.table th{background:#edf5f5;color:#102a43}.footer-note{font-size:.8rem;color:#afc4c8}.source-list li{margin:.5rem 0}
@media(max-width:980px){.hero-grid,.grid-3,.grid-2,.related,.footer-grid{grid-template-columns:1fr}.menu-btn{display:block}.menu{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid #dce5e6;padding:1rem;flex-direction:column;align-items:stretch;max-height:78vh;overflow:auto}.menu.open{display:flex}.menu>a,.dropbtn{width:100%;justify-content:space-between}.dropdown{width:100%}.mega{position:static;width:100%;grid-template-columns:1fr;box-shadow:none;margin-top:.4rem;border-radius:12px}.dropdown:hover .mega{display:none}.dropdown.open .mega{display:grid}.trust-strip{grid-template-columns:1fr}.hero{padding:3.5rem 0}.hero h1{max-width:none}.feature-media img,.hero-media img{aspect-ratio:16/9}.mobile-cta{display:block;position:fixed;left:0;right:0;bottom:0;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-top:1px solid #dce5e6;padding:.65rem;z-index:90}.mobile-cta .btn{width:100%}.footer{padding-bottom:5.6rem}}
@media(max-width:560px){.container{width:min(100% - 1.15rem,1200px)}.brand span{font-size:.9rem;max-width:190px;white-space:normal;line-height:1.05}.topbar .container{font-size:.8rem}.btn{width:100%}.page-hero{padding:2.8rem 0}.section{padding:3.3rem 0}.author-box{grid-template-columns:1fr}.author-avatar{width:56px;height:56px}.hero h1{font-size:clamp(2.6rem,13vw,4.1rem)}.feature-media,.hero-media{border-radius:18px}.card{border-radius:15px}.topbar .container span:first-child{display:none}}

/* V7 visual refresh */
:root{--navy:#0b2638;--navy2:#123d55;--copper:#c85e2f;--copper-dark:#a74721;--teal:#0d6670;--cream:#fbf7f1;--line:#dfe7e8;--ink:#21313c;--muted:#62717b;--white:#fff}
body{background:#fff;color:var(--ink)}
.topbar{background:#0b2638}.topbar .container{padding:.52rem 0}.site-header{background:rgba(255,255,255,.97);box-shadow:0 8px 30px rgba(10,34,49,.06)}
.nav{min-height:82px}.brand{font-size:1rem}.brand img{width:50px;height:50px}.menu{gap:.18rem}.menu>a,.dropbtn{font-weight:700;padding:.72rem .8rem}
.nav-call{background:var(--copper)!important;color:#fff!important;border-radius:12px!important;padding:.72rem 1rem!important;margin-left:.45rem;box-shadow:0 8px 20px rgba(200,94,47,.2)}.nav-call:hover{background:var(--copper-dark)!important;color:#fff!important}
.hero{padding:4.8rem 0 4.2rem;background:radial-gradient(circle at 82% 12%,rgba(24,129,137,.12),transparent 28%),radial-gradient(circle at 12% 85%,rgba(200,94,47,.09),transparent 28%),linear-gradient(135deg,#f9fbfa 0,#fff 58%,#fff8f3 100%)}
.hero-grid{gap:4rem;grid-template-columns:minmax(0,1.03fr) minmax(420px,.97fr)}.hero h1{font-size:clamp(3.1rem,5.2vw,5.4rem);max-width:10.5ch;margin:.9rem 0 1rem}.lede{font-size:1.19rem;line-height:1.72;color:#42545f;max-width:58ch}.eyebrow{background:#fff;border-color:#ecd8cb;box-shadow:0 5px 18px rgba(16,42,67,.04)}
.cta-row{margin:1.65rem 0 1rem}.btn{min-height:54px;border-radius:13px;padding:.94rem 1.25rem}.hero-chips{display:flex;gap:.5rem;flex-wrap:wrap;margin:0 0 1.25rem}.hero-chips span{background:#eef7f6;color:#24505a;border:1px solid #d4e6e4;border-radius:999px;padding:.42rem .68rem;font-size:.79rem;font-weight:800}
.feature-media{border-radius:26px;border:0;box-shadow:0 30px 80px rgba(11,38,56,.22);background:#dce8e8}.feature-media img{aspect-ratio:4/3;min-height:480px;object-fit:cover}.feature-media .caption{padding:.72rem 1rem;color:#65747e}
.trust-strip{gap:.7rem;margin-top:1.45rem}.trust-strip>div{padding:1rem 1.05rem;background:#fff;border-color:#e1e8e8;border-radius:15px}.trust-strip span{font-size:.91rem;color:#596973}
.section{padding:5.2rem 0}.section.alt{background:#f3f7f6}.section h2{font-size:clamp(2rem,3vw,3rem);max-width:20ch}.card{border-radius:20px;padding:1.45rem;border-color:#e1e8e8;box-shadow:0 12px 34px rgba(11,38,56,.055)}.service-visual-card{padding:0 0 1.35rem;overflow:hidden}.service-visual-card h3,.service-visual-card p,.service-visual-card .text-link{margin-left:1.35rem;margin-right:1.35rem}.service-image-link{display:block;overflow:hidden}.service-image-link img{width:100%;aspect-ratio:16/10;object-fit:cover;transition:transform .35s ease}.service-visual-card:hover img{transform:scale(1.025)}.service-visual-card h3{margin-top:1.1rem;margin-bottom:.55rem}.text-link{display:inline-block;font-weight:850;text-decoration:none;color:var(--teal)}
.decision-section{background:linear-gradient(180deg,#fff,#f8faf9)}
.final-trust{background:#0d2c3d;color:#dce9ec;padding:3rem 0}.final-trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.final-trust-grid>div{border:1px solid rgba(255,255,255,.12);border-radius:18px;padding:1.25rem;background:rgba(255,255,255,.035)}.final-trust h3{color:#fff;margin:.05rem 0 .5rem}.final-trust p{margin:0;color:#c8d8dc}
.footer{background:#081f2e}.footer-grid{gap:2rem}.footer-note{background:rgba(255,255,255,.05);border-radius:10px;padding:.65rem .75rem}
@media(max-width:1100px){.hero-grid{grid-template-columns:1fr 1fr;gap:2.2rem}.hero h1{font-size:clamp(2.7rem,5.5vw,4.6rem)}}
@media(max-width:980px){.nav-call{margin-left:0!important;text-align:center;justify-content:center!important}.hero-grid{grid-template-columns:1fr}.feature-media img{min-height:0;aspect-ratio:16/9}.final-trust-grid{grid-template-columns:1fr}.hero{padding-top:3.2rem}.hero h1{max-width:12ch}.section h2{max-width:none}}
@media(max-width:560px){.topbar .container{justify-content:center;text-align:center}.topbar .container span:first-child{display:block}.topbar .container span:last-child{display:none}.site-header .nav{min-height:70px}.brand img{width:44px;height:44px}.hero{padding:2.8rem 0 3rem}.hero h1{font-size:clamp(2.55rem,13vw,3.85rem);line-height:1.02}.lede{font-size:1.04rem}.feature-media{border-radius:20px}.trust-strip{margin-top:1.1rem}.service-visual-card h3,.service-visual-card p,.service-visual-card .text-link{margin-left:1.05rem;margin-right:1.05rem}}